From our blog

Are Balloon Lot Loans Your Best Option

on July 12, 2019

The low monthly payments that are available with balloon lot loans are quite tempting, but you might want to reconsider your options before signing on that dotted line. These types of lot loans and land loans used to be very popular many years ago, and while their popularity is fading fast, they are still an option that is given to those who want to make a purchase but do not want a huge mortgage.

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Due Diligence - Buying A Lot with Access to Utilities vs Buying A Lot with no Utilities

on July 10, 2019

While utility and infrastructure matters might be easier to confirm if you are buying a finished lot for sale in a recently developed or established community there is more to keep in mind. Your construction agreement with your builder can cover many of the things you need. On the other hand, you should know about how things may impact your plans and costs. It is even more important if you are buying a vacant lot for your home without a specific builder in mind.

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Well and Septic Systems: What are the Average Costs?

on December 14, 2018

REQUEST A LOAN OFFICER NOW In case you are not aware of this small fact, choosing a rural piece of land to build your perfect home is going to have additional costs. You need to make sure that you factor in the costs of a few extras, like a well and septic system, so you do not exceed your construction budget. Many people forget to factor those items into their costs, as they forget that these areas are not hooked up to any municipal wastewater or regular water systems.

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Everything You Need to Know About Land Loans

on November 29, 2018

REQUEST A LOAN OFFICER NOW Anyone who is considering purchasing a plot of land will need a way to pay for it. While a few select people may be able to pay cash for their new land, most people will need to obtain a land loan for their purchase. Land loans are basically financing, similar to a home mortgage, and you can obtain them from either a bank or a lender.

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