Are you the lender?
Short answer: no.
No. Lot Loan Lender is a referral and matching service. We connect you with preferred local loan officers and lenders who make any credit decisions.
We do not lend, originate loans, set rates or terms, or act as a bank or creditor. When you request a loan officer, we help introduce you to an independent preferred local lender — any loan is decided by them, not by Lot Loan Lender.